Skip to content
Raptor Explorer
Guide

Calculator

Turo ROI calculator

What a car keeps after Turo's share, running costs, depreciation and loan interest, and how many booked days a month it needs to break even. It uses Turo's 2026 earnings plans and runs in your browser.

The car
$

How you pay
%
%
months
Earnings
$

Your price per day, not the guest's price in search, which includes Turo's fees.

The share of the trip price you keep, and the damage you pay first per incident.

13 days

The typical car in our 160-car Atlanta sample was booked 13 days a month; Turo's 2025 average was 15. Coaches aim for 22 or more.

Costs
$
$
$
$
%

Depreciation, as a share of the purchase price.

Starting values. Daily price, booked days and purchase price are about the medians of the 160 Atlanta cars in our market analysis (October 2026). The loan is Turo's own example in its SEC filing (10% down, 7.5%, 60 months). Insurance is AAA's 2026 average for full coverage, $2,098 a year. Maintenance, cleaning and parking are what Car Rental Coach entered in Turo's Business Planner. 10% a year sits between Carfax's figure of about 5% a year after a car's first year and Turo's example, where a car keeps 70% of its value after 3 years. Change them all to yours.

What to put in

Two inputs decide almost everything: the daily price and the booked days a month. They are also the two you can't read off one Turo listing. Use your own market's cars like yours, not a national average.

  • Daily price. What hosts charge per day for cars like yours near you. The price a guest sees in search includes Turo's fees (Turo help), so it is higher than what the host set.
  • Booked days. In our analysis of 160 Atlanta cars, the median was booked 13 days a month and the middle half 10 to 17. Only 4 reached 75% of days. Turo's own 2025 average was 15 (Turo). Coaches quote 22 or more, which in that sample was top-performer territory. See how to measure it for your city and what counts as a good utilization rate.
  • Earnings plan. Since January 2026, US hosts keep 70%, 80% or 90% of the trip price, and pay the first $250, $1,500 or $2,750 of any damage (Turo help). In some cities the share also depends on how far ahead a trip is booked (Turo help).
  • Insurance. Turo requires a policy that names the car, and personal policies often exclude car sharing (Turo help). Get a real quote before you buy.
  • Model year. Turo accepts cars up to 12 years old with under 130,000 miles (Turo help). A cheap older car can look great here and still have only a year or two left on Turo.

Cash left over is not profit

Hosts argue about this all the time. The calculator shows both. Cash left a month is what reaches your bank account: Turo earnings minus running costs and the loan payment. Profit takes off what the car loses in value and the interest you pay, and leaves out the part of the payment that pays down the loan, because that part stays yours as equity. A car can leave you cash every month and still lose money once depreciation is counted. A financed car can do the reverse.

How the numbers are worked out

  • You keep per booked day = daily price × your plan's share.
  • Turo earnings a month = booked days × what you keep per day.
  • Running costs = insurance + maintenance and tires + cleaning + parking and other.
  • Depreciation a month = purchase price × value lost a year ÷ 12.
  • Loan interest = the interest in the loan's first 12 payments, ÷ 12. The payment is a standard fixed-rate loan.
  • Profit a month = earnings − running costs − depreciation − loan interest.
  • Cash left a month = earnings − running costs − loan payment.
  • Break-even = (running costs + depreciation + loan interest) ÷ what you keep per booked day.
  • Return on your cash = profit a month × 12 ÷ the cash you put in (the down payment, or the whole price with cash).
  • Cash back in = the cash you put in ÷ cash left a month.
  • Gross ROI = booked days × daily price × 12 ÷ purchase price, before Turo's share and any costs. It is the ROI column in Raptor Explorer's table.

Taxes, tolls, tickets, claims and time off the road are left out. So are seasons: a car that breaks even on average can still lose money in a slow January.

Questions

How do I calculate ROI on a Turo car?

Take what you keep from each booked day (the daily price times your plan's share: 70%, 80% or 90%) and multiply it by the booked days you expect each month. Subtract running costs, depreciation and loan interest to get the monthly profit. A year of that profit divided by the cash you put in is your return on cash.

How many days a month does a Turo car need to be booked to break even?

Divide the car's monthly costs (running costs, depreciation and loan interest) by what you keep per booked day. With this calculator's starting values, a $21,000 car on a loan at $65 a day on the 80% plan, it is about 12.5 days a month. The median car in our sample of 160 Atlanta listings was booked 13.

How much does Turo take from hosts?

On the US earnings plans available since January 7, 2026, Turo keeps 30%, 20% or 10% of the trip price, and you pay the first $250, $1,500 or $2,750 of any damage. In some cities the share also depends on how far ahead a trip is booked.

What is a good ROI for a Turo car?

There is no single number. Coaches look for a car bought with cash to pay for itself in about a year. In our Atlanta sample, the median car's gross ROI, a year of trip revenue divided by what the car costs to buy and before any costs, was 60%. Profit after costs is always much lower.

Is Turo's Carculator accurate?

It is a starting point, not a forecast for one car. It averages large market areas, and its booked-days slider starts every car at 21 days a month, well above what the typical car in our Atlanta sample was booked. Check the daily price and booked days against real listings near you.